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Demonstration accountRead-only — this company is illustrative, and nothing here can be changed
Vertical SaaS for freight brokers

Railyard Cloud

$12.4M ARR · 74 employees · Remote-first

Railyard sells dispatch and settlement software to mid-market freight brokers. ARR is $12.4M growing 31%, net revenue retention is 108%, and burn is $340k a month. A strategic acquirer has made an unsolicited approach, a Series B term sheet is in hand, and the founder is not sure either is the right answer.

The question on the table

Raise, sell, or get to default-alive and keep the optionality?

Company file

ARR
$12.4M
Growth
31% YoY
NRR
108%
Gross margin
78%
Net burn
$340k/mo
Runway
14 months

What the system found

14 → 27 months

Runway from the pricing and churn changes alone

108% → 121%

Modeled NRR after the expansion motion

$41M → $68M

Valuation range difference between raising now and raising in four quarters

BK-OSComprehensive Financial AnalysisCash Flow CommandCompliance & RiskCompetitive Position Radar

The capital decision, the metrics behind it, competitive position, and SOC 2 readiness.

BK-OS · Run All Layers

Get default-alive, then choose

Open the real tool

Recommendation: decline both. Execute a four-quarter plan that takes net burn from $340k to $95k a month while holding growth above 25%, then raise at a materially better price or sell from strength.

The Series B prices Railyard at 3.3x forward ARR, which is the discount a lender applies to a company with fourteen months of runway. The acquisition offer is worse: 2.9x with half the consideration in acquirer equity and a two-year earnout tied to a quota you do not control.

The burn reduction does not require layoffs. It requires fixing three things the metrics already point at: a pricing floor that has not moved in three years, a support-heavy onboarding process, and a self-serve tier that costs more to serve than it earns.

PathValuationFounder ownershipControlEV
Series B now$41M38%Board seat lost$15.6M
Sell now$36MNone$14.1M
Default-alive, raise in 4 qtrs$68M51%Retained$24.8M
Default-alive, stay private$— 72%Full$19.4M
Why this matters

Every financing decision made from a position of needing money is a bad one. The analysis reframes the question from 'which offer' to 'how do I make both offers optional'.

Comprehensive Financial Analysis

The metrics an investor will actually diligence

Open the real tool
MetricRailyardBenchmarkRead
Net revenue retention108%115%Below — expansion motion missing
Gross revenue retention89%90%In line
CAC payback19 mo14 moBelow — sales efficiency
Magic number0.721.0Below
Gross margin78%76%Above
Rule of 401740Well below
Logo churn (SMB tier)31%/yr18%Materially worse
Logo churn (mid-market)6%/yr9%Excellent
  • HighThe SMB self-serve tier destroys value at every level

    31% annual churn, negative contribution margin after support, and it drags the blended metrics an investor will price you on. Sunsetting it raises ARR quality even though it lowers ARR.

  • MediumNo expansion motion exists at all

    108% NRR is entirely from seat drift. Two obvious usage-based expansion levers are already instrumented in the product and unpriced.

Why this matters

Founders track ARR. Investors track cohort retention, magic number, and payback. Knowing which of your numbers is weak before a data room opens is worth several turns of multiple.

Cash Flow Command

Runway under four scenarios

Open the real tool

Current plan

14 mo

Sunset the SMB tier

18 mo

+ pricing floor increase

23 mo

+ onboarding automation

27 mo
Why this matters

Runway is the only SaaS metric that can kill you in a single quarter. Modeling it against real levers turns an anxiety into a schedule.

Compliance & Risk

SOC 2 readiness, mapped

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  • Access control and quarterly access reviews

  • Change management with peer review evidence

  • Vendor risk register for 31 subprocessors

  • Incident response plan with a tested tabletop

    Plan written, tabletop not yet run

  • Business continuity and restore testing

    Backups exist; restores have never been tested

  • Customer-facing trust page

    Drafted — removes the single most common deal delay

Why this matters

Enterprise deals stall on a security questionnaire far more often than on price. Getting the control set documented early converts a six-week sales delay into a link you send.

Competitive Position Radar

Four competitors, watched continuously

Open the real tool
CompetitorSignalSo what
Freightwave SystemsUsage-based pricing replaced per-seatThe category is repricing; your seat model looks dated
DocklineRaised $22M Series AExpect aggressive discounting for 18 months
HaulosIntegration announced with the top TMSDistribution threat larger than any feature gap
LoadPilotSupport docs show a settlement module in betaDirect hit on your differentiator
Why this matters

In vertical SaaS the dangerous move is not a feature launch, it is a pricing change or a partnership that quietly reframes the category.

What would this look like for your business?

Railyard Cloud is illustrative. The tools are not. Point them at your own numbers and you will have the first version of this file inside an afternoon.

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