All tools
Operations
Owner Pay & Cash Safety
Solo owners and teams with fewer than ten employees
Model withdrawal headroom after bills, debt, tax reserve, operating buffer and seasonal reserve. Compare receipt-dependent headroom with cash on hand; estimates are not guaranteed safe payments or tax advice.
What you can do
- Enter cash needs and reserves
- Compare owner withdrawal
- Stress-check without expected receipts
- Save and reopen private plans
- Print or download
Use it when you want to
- Protect cash reserves before owner pay
- Prepare an accountant discussion
Tour
1. Cash needs
Use separate, non-overlapping reserves and bills.
2. Receipt risk
Compare headroom with and without receipts that have not arrived.
3. Save your plan
Save a private snapshot; no money is moved.